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One USDC balance powers everything on Monofin: event markets, perps, real-world assets, Earn. Deposit with crypto or cash. Withdraw to your own address anytime.

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Deposits

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Crypto

Send USDC from any supported chain to your Monofin deposit address. Most crypto deposits land in minutes.
The deposit address belongs to the embedded wallet only you control. Double-check the network before you send.

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Cards and bank transfer

No crypto yet? Buy USDC right in the app through the on-ramp:
  • Debit and credit cards — fastest; funds typically land in minutes.
  • Bank transfer — higher limits, typically 1–3 business days depending on your bank and region.
Card and bank purchases may require a one-time identity check with the on-ramp provider. Availability varies by region.

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Withdrawals

Withdraw USDC to any address you control, anytime. No lock-ups on your cash balance. No minimums beyond network fees.
Funds sitting in open positions or Earn vaults need to come out first — close the position or withdraw from the vault. Vault withdrawals follow each vault’s terms and available liquidity. See Monofin Earn.

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Where your money lives

Monofin is non-custodial:
  • Your balance sits in an embedded wallet only you control. Monofin never holds your assets.
  • Every trade, deposit, and withdrawal is signed from your wallet.
  • You can move everything out anytime — even if you never open the app again.
See Wallet and security for how the wallet works and how to lock down your account.

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Fees

Monofin charges nothing on deposits or withdrawals. Network gas fees and on-ramp provider fees are shown before you confirm. Trading fees are itemized on every ticket — see Fees.